Empower your lending operations with verified registry data
In today’s lending environment, accuracy and compliance are non-negotiable.
Land Services SA helps banks and financial institutions maintain clean, compliant mortgage portfolios, detect refinance activity in real time, and integrate verified property data directly into lending systems.
Our solutions simplify reconciliation, improve decision-making speed, and reduce compliance risk.
Land Services SA, together with its authorised data partners, also enables brokers and aggregators to access verified South Australian property and mortgage data.
Reconcile your mortgage portfolio with verified registry data
Product: Mortgage Title Verification (MTV)
Available via authorised partners or direct engagement in approved scenarios.Â
Banks face increasing APRA scrutiny, complex portfolios, and inconsistent data that can expose compliance risk.
Mortgage Title Verification (MTV) enables financial institutions to reconcile their mortgage portfolios against Land Services SA data. Delivered as structured CSV or Excel extracts, MTV provides complete visibility of all registered, discharged, or cancelled mortgages associated with a lender.
Ideal for:
Audits, due diligence, or reconciliation projects where mortgage data needs to be verified against our records.
Now you can:
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Validate collateral holdings and identify missing or mismatched title data
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Maintain compliance with APRA APS 112 capital adequacy requirements
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Support merger, acquisition, or securitisation due diligence
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Cleanse and reconcile portfolio data with verified information
- Detect data quality issues before they affect downstream lending systems
Key benefit for lenders:Â
A single source of accurate mortgage data integrity and compliance outcomes.
Why it matters:
With hundreds of thousands of mortgages registered annually, MTV ensures portfolio accuracy, audit readiness, and APRA-aligned compliance across your lending operations.
Detect refinance and discharge activity in real time
Product: Property Watch
Available via authorised partners or direct engagement in approved scenarios.Â
Refinance, discharge, and dealing activity often occur before internal systems update leaving lenders exposed.
Property Watch provides real-time notifications of title and valuation activity across South Australian properties. It allows financial institutions to monitor mortgages, transfers, caveats, discharges and zoning changes, providing early visibility of events that impact loan portfolios.
Perfect for:
Retention, collections, and servicing teams needing early visibility of refinance or discharge events.
Now you can:
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Receive instant alerts for mortgage registrations, discharges, or transfers
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Identify refinance activity early to support retention and customer engagement
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Monitor settlement and dealing events before they impact records
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Maintain accurate, current loan data across operational systems
Key benefit for lenders:
Stay ahead of customer movement and manage attrition proactively with verified, real-time property alerts.
Why it matters:
Real-time title event monitoring helps protect your loan book, improve customer engagement, and reduce data lag across systems
Integrate verified title data into lending systems
Product: Product Ordering API
Available via authorised partners or direct engagement in approved scenarios.Â
Manual title lookups and document handling slow down lending workflows.
The Product Ordering API connects financial institutions directly to Land Services SA’s Title Register, delivering real-time access to property and ownership data. It eliminates manual data handling, enabling straight-through processing for origination, refinance, and discharge workflows.
Best used when:
Your teams handle large loan volumes and required automated, error-free access to verified title data.
Now you can:
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Automate title validation during loan origination and refinance
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Access verified ownership and valuation details instantly within banking systems
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Eliminate manual title lookups and human error
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Improve compliance and decision speed with direct integration
- Populate structured data directly into your systems saving time through instant downloads instead of copy-and-paste processes
- Integrate verified data directly into lending systems for faster and more accurate credit decisioning
Key benefit for financial institutions:
Deliver faster, compliant lending decisions integrated seamlessly into your lending systems.
Why it matters:
With API connectivity to our data, your team gains continuous access to title and ownership information, reducing operational cost and risk.
Gain portfolio insight through tailored registry data
Service: Customised Data Solutions
Available via authorised partners or direct engagement in approved scenarios.Â
Deep portfolio information is critical for effective credit risk management, exposure reporting, and compliance validation.
Land Services SA provides tailored data extracts and analytics to give financial institutions a deeper view of their mortgage portfolios, exposure profiles, and market activity. Datasets can include title, valuation, dealing and ownership data structured for seamless ingestion into enterprise systems.
Ideal for:
Credit risk teams needing to confirm collateral boundaries or visualise lending exposure geographically.
Now you can:
- Access verified data for portfolio risk modelling and reporting
- Benchmark lending portfolios and monitor exposure concentrations
- Enhance APRA compliance and audit validation
- Streamline integration of registry data into business intelligence systems
Key benefit for lenders:
Transform our data into portfolio intelligence, improving visibility, compliance, and operational performance.
Why it matters:
Tailored datasets from Land Services SA enables financial institutions to manage credit exposure and compliance at scale with Land Services SA data.