Mortgage Title Verification (MTV)

Keep Your Mortgage Book in Check with the Official Source of Truth

Why Mortgage Title Verification Matters

In today’s lending environment, the accuracy of your mortgage book isn't just a compliance requirement—it's a business imperative.

Our Mortgage Title Verification (MTV) service allows banks, lenders, and mortgage aggregators to cross-check internal mortgage records against the authoritative South Australian land titles register, delivering peace of mind, operational efficiency and regulatory confidence.

Key Benefits for Financial Institutions

  • Demonstrate APRA Compliance
    Assist meeting obligations under APS 112 by verifying that your mortgage collateral aligns with registry data.
  • Reduce Risk and Improve Accuracy
    Identify missing mortgages, errors, subdivisions, or encumbrance issues that affect your security positions.
  • Streamline Merger & Acquisition Due Diligence
    Efficiently reconcile portfolios during rebrands, sales, or mergers—ensuring enforceability and asset visibility.
  • Ongoing Reconciliation
    Subscribe to regular updates—daily, weekly, or monthly—and keep your records in sync with registry changes.
  • Eliminate Manual Monitoring
    Save time and cost by automating a previously manual, error-prone process of tracking title changes.
  • Portfolio Confidence at Scale
    Validate tens of thousands of titles in one go, ensuring your mortgage book truly reflects your exposure.

How It Works

  1. Custom Data Extracts
    You provide the details relevant to your portfolio. We return registry data for matching titles.
  2. Flexible Delivery
    Choose your preferred frequency—monthly, quarterly, or annually—and receive CSV files directly or via your selected partner.
  3. Integration-Ready
    Use our outputs for in-house reconciliation, or partner with an analytics provider to handle the match logic.

Contact our Data Solutions Team

For further information or to organise one of our datasets, please fill out the form below and one of our local team members will be in contact.

Data supply may be subject to South Australian Government approval.